Retirement Counselling

 

Our aim is to help you support your employees through to retirement. It can be a rewarding stage in life but also a daunting one. We use our extensive knowledge and expertise to provide sound advice to help our clients gain a fulfilled and comfortable retirement.

 

We understand there may be many questions about planning the best financial future. We are available to help advise on the most suitable products for you and your employees to feel secure about the financial future.

 

We’ll help ensure your employees:

 

• Fully understand how much income they’ll need through planning and budgeting.

• Make the most of their retirement income through our market knowledge.

• Replace some of the benefits such as ‘Life Cover’ that they may lose when leaving the company.

• Protect their pension against inflation.

 

There is an array of options on how you set up retirement income. Let us guide your employees towards a protected financial future.

Employee Protection

 

Looking after your workforce is key to long term business success. Creating loyalty and ensuring staff feel valued can be as simple as offering a good employee benefits package. We can organise a variety of packages to help you attract and retain the best people for your company.

 

There are many products that can help demonstrate your commitment to your staff’s wellbeing, such as:

 

• Critical Illness Cover.

• Death in Service Cover.

• Private Medical Insurance.

 

We’ll look at the size and structure of your business and tailor a benefits package specifically for your company. With our extensive knowledge of this market, we’ll match you with the most suitable financial partner ensuring you get the most suitable package at the most competitive price

Keyman Protection

 

We can help your business be protected and ready if your business suffers the loss of a key staff member.  Keyman Protection will help you ensure your business will continue to operate as normal. We can organise an insurance policy that covers specific individuals who make a significant contribution to the running and profitability of your business.

 

This insurance can ease the financial stress and strain a loss can make on a business. It will help make sure the business will not suffer as you find a suitable replacement for the role.

 

Some of the benefits of having Keyman Protection are:

 

• You can repay any loans taken out by the key person or business.

•  It can help pay for the recruitment and training of new staff.

• The business can cover ongoing expenses whilst it steadies and evolves from the loss of a key person.

 

Keyman Protection is not only for shareholders, it can cover any individual you see as an essential staff member. We can help you pinpoint those individuals and find the most suitable insurance for you - life assurance, critical illness or even a combination of both

Financial Review

 

We’ve been offering impartial financial advice for over 20 years. We believe that we can help you have a better financial future. We take our time to review your personal finances and taxes then find the most suitable providers, from the thousands that are available, to take care of your assets.

 

Building a solid relationship is key. We offer regular reviews and ensure the advice we give is always based on a total understanding of what is happening in the market today. This takes into account fluctuations, government legislation and of course changes in your own life.

 

Our financial expertise covers all aspects of finances:

 

• Pensions.

• Protection Polices.

• Investment Planning.

• Retirement Planning.

• Savings.

• Mortgages.

 

We are committed to creating a financially sound future for you, and with our expertise and knowledge, we can help you create the most suitable financial outcome.

 

Call 0131 226 1777 today to make the most of your financial future.