Graeme Cowan DipIP

Company Director


Graeme is the founder of GRC with over 35 years’ experience in the financial market. Prior to starting the company in 1995, Graeme was a partner in an international firm of Chartered Accountants. He is also a single figure handicap golfer with a passion for travel.




Ross Cowan MSc BAcc DipFA

Financial Adviser


After studying Accounting at the University of Stirling, Ross completed a Masters degree in Business Management & Finance at Heriot Watt. Joining GRC in 2008, Ross has been quick to make his mark in the business. Outside work he’s kept busy with two young children and enjoys the occasional game of golf.




Trevor Mitchell BSc (Statistics), Dip PFS

Financial Adviser


With over 25 years as an Independent Financial Adviser, Trevor is a Pension Transfer Specialist. He originally studied at the University of St Andrews before working for a firm of Consulting Actuaries. The experience gained from working on large defined benefit schemes is invaluable when advising clients who are considering pension transfers. Out with the office, Trevor enjoys various sporting activities with his son.


GRC Financial Management Limited is authorised and regulated by the Financial Conduct Authority (FCA).

The FCA does not regulate taxation and trust advice.

The guidance contained within this website is subject to UK regulatory regime and is therefore primarily targeted at customers in the UK.

Registered in Scotland No SC189842. Registered Office 5 West Maitland Street, Edinburgh, EH12 5DS.

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